1. HDFC's MoneyBack credit card - best for beginners
if you are new to the world of credit card, then HDFC's MoneyBack credit card is the right pick for you. using this card is a great way to start building your credit score saving money. with its cashback benefit, you will save money for every penny you spend.
here is how it works; for every ₹180 spent, you will receive 2 reward points and twice if it's online. can then redeem these reward point as gifts miles from the exclusive rewards . but remember that you need a minimum of 3,500 point to be eligible to redeem it.
Alto से सस्ती Electric Car ! Full Charge पर चलेगी 300 किमी
चीनी कार निर्माता वूलिंग होंगगुआंग की मिनी इलेक्ट्रिक कार एक सफल उत्पाद रही है। यह 1.19 lakh यूनिट्स के साथ साल 2020 में दूसरा सबसे ज्यादा बिकने वाला वाहन था। अब कंपनी एक नई Electric Car ला रही है। जिसे Nano EV नाम दिया जाएगा। रिपोर्ट के मुताबिक यह न सिर्फ सबसे छोटी इलेक्ट्रिक कार है, बल्कि दुनिया की सबसे सस्ती इलेक्ट्रिक कार भी है।
Alto से भी सस्ता Electric Car
CarNewsChina की एक रिपोर्ट के मुताबिक NanoEV की कीमत 30 हजार यूएन (करीब 2.50 लाख रुपये) से ज्यादा नहीं होनी चाहिए। इसका मतलब है कि नैनो ईवी की कीमत असल में मारुति ऑल्टो से कम हो सकती है। इतना ही नहीं, नैनो ईवी निश्चित रूप से चीन में सबसे ज्यादा बिकने वाली कॉम्पैक्ट इलेक्ट्रिक कार वूलिंग होंगगुआंग मिनी ईवी से सस्ती होगी।
Tata Nano से भी छोटा
कंपनी ने इस कार को 2021 तियानजिन इंटरनेशनल ऑटो में पेश किया था। अर्बन यूज के हिसाब से बनी इस कार में सिर्फ 3 सीटें दी गई हैं। कार का टर्निंग रेडियस 3 मीटर से कम है। आयामों के संदर्भ में, नैनो ईवी की लंबाई 2,497 मिमी, चौड़ाई 1,526 मिमी और ऊंचाई 1,616 मिमी है। टाटा नैनो की लंबाई 3 मीटर से ज्यादा है। इसका व्हील बेस 1,600 एमएम का होगा।
300 किमी रेंज
कार की टॉप स्पीड 100 किमी प्रति घंटा है और नैनो ईवी IP67-प्रमाणित 28 kWh लिथियम आयन बैटरी द्वारा संचालित है। इस छोटी इलेक्ट्रिक कार की सिंगल चार्ज पर रेंज 205 किलोमीटर है। कंपनी के मुताबिक, नियमित 500 वोल्ट सॉकेट से इसे फुल चार्ज होने में 12.5 घंटे का समय लगता है। साथ ही 6.6 kW AC से इसे महज 2.5 घंटे में चार्ज किया जा सकता है। नैनो ईवी एक रिवर्सिंग कैमरा, टायर प्रेशर मॉनिटरिंग सिस्टम, एसी, कीलेस एंट्री सिस्टम, एलईडी हेडलाइट्स और 6 इंच की डिजिटल स्क्रीन के साथ आता है।
2. - HDFC Diners Club Black card - best premium credit card
his credit card is the whole package for high-end spenders with unlimited global lounge access and competitive bonuse. the HDFC Diners Club Black card has a credit limit of ₹4 lakh making it the ideal premium credit card.
it has been dubbed the best international credit card rightfully so. it offer one of the lowest foreign currency exchange rates at 3.0%. moreover, you will have access to six complimentary golf game per quarter.
3. IndusInd Bank Pioneer Legacy card - best zero annual fee credit card
the IndusInd Bank Pioneer Legacy card has the highest reward rate among all lifetime free credit card in India. you'll be able to bag a 1% reward rate on all your weekday expenditure (1 point per ₹100 spent) and an even better 2% on the weekend.
moreover, as part of their anniversary bonus, you shall receive an additional 8,000 points if you spend ₹6,00,000 within a year. as a sign-up bonus, you will receive exclusive gift voucher for Hotel groups and a Luxe gift card - one card for several indulgences.
joining fee: ₹45,000 + GST
annual fee: nil
4. SBI Card PRIME - best lifestyle credit card
dubbed as the best credit for utility bill payment, SBI Card PRIME come with a priority pass for 4 free international and 8 free domestic airport lounge visits.
it comes with welcome e-gift vouchers worth ₹3,000. this can be used to purchase from the following brand, like Pantaloons, Puppies, Shoppers Stop, etc. the annual fee is waived off for cardholders with at least ₹5 lakh worth of expenses. this card in both MasterCard World and Visa Signature variant.
5. American Express Platinum Travel credit card - best credit card for travel
the American Express Platinum credit card is perfect . along with complimentary lounge access, this card offer additional travel voucher.
it’s all about reaping those milestone benefits. you will receive a welcome gift of 20,000 rewards points, which is redeemable for the voucher, or pay with points option in travel online worth ₹3,000. on top of that, you will receive travel vouchers worth ₹4,500 by spending ₹1.9 lakh in a year.
6. Standard Chartered DigiSmart - best credit card for online shopping
the Standard Chartered DigiSmart credit card is meant for anyone who prefer online shopping. you can get up to 35% discount for travel, clothes, food, tickets, or cab rentals. with this credit card, you save up to ₹3,550 per month.
however, you can only use this card for certain online platform to avail of the discount offers. you get a 30% discount on for every purchase, 20% off domestic flights booked on and 25% off on domestic hotel bookings.
7. SBI Student Plus Advantage credit card - best for students
college student looking to manage their expenses can consider the SBI Student Plus Advantage credit card. this is an exclusive card for customer who have taken an educational loan with SBI. you can get your card against a fixed deposit, making it a secured credit card that doesn’t an annual fee.
8. Kotak Mahindra Essentia Platinum card - best for grocery shopping
a massive chunk of our expenses goes into grocery shopping. a survey, grocery shopping took almost 28% of the average Indian's entire budget.
the Platinum credit card is your best option when it comes to grocery shopping. it is the top pick because you cashback on every grocery or retail expenditure. so, if you spend at least ₹1,600 on grocery transactions, then this card is your best option.
9. Axis Pride Signature - best credit card for NRI
a massive chunk of our expenses goes into grocery shopping. a survey, grocery shopping took almost 28% of the average Indian's entire budget.
the Platinum credit card is your best option when it comes to grocery shopping. it is the top pick because you cashback on every grocery or retail expenditure. so, if you spend at least ₹1,600 on grocery transactions, then this card is your best option.
10. ICICI’s Business Advantage Black card - best business credit card
ICICI’ Business Advantage Black card is one of the best business card out there. this exclusive card aim to drive businesses ,you stand to receive up to 2% cashback on both domestic and international expenses. this card does it , from air travel to car rentals to professional services, such as accounting services, advertising, marketing, etc.
